In today’s hostile economic environment, access to capital is the primary differentiating factor between those businesses which have been able to expand and gain market share versus those that have experienced enormous drops in revenue. The reason many small businesses have seen their sales and cash flow drop dramatically, many to the point of closing their doors, while many large U.S. corporations have managed to increase sales, open new retail operations, and grow earnings per share is that a small business almost always relies exclusively on traditional commercial bank financing, such as SBA loans and unsecured lines of credit, while

The Birth of the United States Post Office In early colonial times most correspondence took place between the colonists and England. The King’s authorities would read and scour all of the information and mail that was being sent. Correspondence between the colonies depended on trusted friends, merchants, or friendly Native Americans. Around 1639 Richard Fairbanks’ Tavern in Boston, Massachusetts was designated as the official repository of mail by The General Court of Massachusetts (appointed by the King). Using taverns as mail drops was common practice in England, and the colonists adopted this practice as well. Local authorities designated by town